Privacy Policy

We may collect certain information automatically when you use our Site or Application, such as your Internet protocol (IP) address, user settings, MAC address, cookie identifiers, mobile carrier, mobile advertising and other unique identifiers, browser or device information, location information (including approximate location derived from IP address), and Internet service provider. We may also automatically collect information regarding your use of our Site, such as pages that you visit before, during and after using our Site, information about the links you click, the types of content you interact with, the frequency and duration of your activities, and other information about how you use our Site or Application.

We may use third parties to engage in such collection activities on our behalf. For example, we use Google Analytics on our Site which automatically collects the following information about you, your device, and your usage of our Site:
– Site Usage information — We collect information about your usage and behavior on our Site and/or Application, such as your browsing history of the content you have visited on our Site, including how you were referred to our Site via other websites, or recording your activity using session replay technology.
– Device information — We collect information about the type of device you use when you access our Site including details of your computer or mobile, such as the unique device identifier, biometric data, unique advertising identifier, and browser used to access our content.
– Geolocation information — We collect information about your IP address, which is a numerical code to identify your device, together with the country, region or city where you are based.
– Anonymized statistical information — We may collect other information provided to us through analytics services.

To opt out of being tracked by Google Analytics, you may visit the Google Analytics Opt-Out Browser Add-on. You may access Google’s privacy policy here.

When you visit our Site, we store cookies on your browser to collect information. The information collected might relate to you, your preference or your device, and is mostly used to make the Site work as you expect it to and to provide a more personalized web experience. You have choices available to you with regard to some advertising cookies. Please visit the Digital Advertising Alliance here or the Network Advertising Initiative here or here.

In addition to cookies, we may use pixel tags, also known as web beacons, and other online tracking technologies (collectively ”Technologies”) to automatically collect information through your use of our Site. Our use of these Technologies fall into the following general categories:
– Operationally Necessary. This includes Technologies that allow you access to our Site, our Application, and tools that are required to identify irregular Site behavior, prevent fraudulent activity, improve security, or allow you to make use of our functionality;
– Functionality-Related. We may use Technologies that allow us to offer you enhanced functionality when accessing or using our Site and/or our Application. This may include identifying you when you sign into our Site or keeping track of your specified preferences, interests, or past items viewed;
– Performance-Related. We may use Technologies to assess the performance of our Site, including as part of our analytic practices to help us understand how individuals use our Site;
– Analytics. We may use Technologies and other third-party tools to process analytics information on our Sites, such as session replay services, which allow us to record and replay an individual’s interaction with the Site. These Technologies allow us to better understand how our Site is used and to continually improve and personalize our Site. For example, one of our analytics partners includes Google Analytics as described above.
– Advertising- or Targeting-Related. We may use first party or third-party Technologies, which may include cross-device tracking, to deliver content, including ads relevant to your interests, on our Site, or on third-party digital properties. Some of the advertising Technologies we use may include social media.
– Social Media Platforms. Our Site or Application may contain social media buttons, such as Instagram, Twitter, and LinkedIn, which might include widgets such as the “share this” button or other interactive mini programs. Your interactions with these platforms are governed by the privacy policy of the company providing it.

Our Site or Application does not respond to Do Not Track signals.

We may generate deidentified information from the personal information that we collect about you as described above.The deidentified information will be maintained in a form that cannot reasonably be used to infer information about, or otherwise be linked to, you as a particular consumer.

We will take reasonable measures to ensure that the deidentified information cannot be associated with a consumer or household. We publicly commit to maintain and use the deidentified information in a deidentified form and not to attempt to reidentify the information, except we may attempt to reidentify the information solely for the purpose of determining whether our deidentification processes satisfy the requirements of applicable law. We will also contractually obligate any recipients of the deidentified information to comply with all applicable law regarding their handling of such deidentified information.

We may share your information with:
– Contractors, service providers, and other third parties we use to support our business, our products and services, such as for fraud prevention, servicing, bill collection, debt collection, marketing and technology services, product development, nonaffiliated financial institutions that we partner with to market or provide the products or services to you.
– Credit reporting agencies to report account information as authorized by you or otherwise permitted by law.
– Law enforcement, government officials, or other third parties as required by law and when we believe that such disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, regulatory request or other legal process.
– Third parties when we have a legitimate business purpose as permitted by law.
– Buyer or other successor in the event of a merger, divesture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Avoloan’s assets in which personal information held by Avoloan about our Site or Application users is among the assets transferred.
– Other third parties with your consent or authorization.

We do not share or sell your personal information with any third party other than as described in this Privacy Policy.

You have the following rights regarding your personal information:
– Access and Correction: You can access and update your personal information by contacting us.
– Opt-Out: You can opt-out of receiving promotional communications from us by following the instructions in those communications.
– Data Deletion: You can request the deletion of your personal information, subject to certain legal obligations.

You can execute all these rights by emailing us at hello@avoloan.com

Avoloan does not and cannot guarantee the security of your information submitted through the Site and Application, and we encourage you to take steps to secure your information. You should not include any personal identifying information in your account ID. You should always choose a unique password that is difficult for others to guess and change your password frequently. At a minimum, we require the use of both numbers and letters in your password. You should never share your password with anyone. Your password is not known toAvoloan, and we will never ask for your password.

Avoloan sends important communications regarding your account via email. You should take steps to secure and restrict access to your email account. You should also be aware of fraudulent emails known as “phishing,” from companies claiming to be Avoloan and requesting your login information or other account information. Avoloan will never ask for your login information.

We also recommend you avoid using public computers and networks and delete browser cache files after using the Site and the Application.

If you believe the security of your account is compromised or to report any concerns, please contact us hello@avoloan.com